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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Union Bank of India
  4. Punjab
  5. Begowal
  6. Kapurthala
  7. MICR: 144026987

MICR Code: 144026987

Bank: Union Bank of India
IFSC Code: Ubin0565041
MICR Code: 144026987
Address: Opp Bhadas Chowk Begowal Bholath City Begowal Distt Kapurthala144621punjab
City: Kapurthala
District: Begowal
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144026987.

  • In this case first three codes 144 is city code and it represents city Kapurthala.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 987 represents branch. In our case branch is located at address Opp Bhadas Chowk Begowal Bholath City Begowal Distt Kapurthala144621punjab.

How to find micr code (for example 144026987) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.