MICR Code: 148026002

Bank: Union Bank of India
IFSC Code: Ubin0562351
MICR Code: 148026002
Address: 237/14A, Ram Garhia Gurudwararoad, Dhuri, Dist Sangrur
City: Ludhiana
District: Dhuri
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 148026002.

  • In this case first three codes 148 is city code and it represents city Ludhiana.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 002 represents branch. In our case branch is located at address 237/14A, Ram Garhia Gurudwararoad, Dhuri, Dist Sangrur.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.