MICR Code: 144026004

Bank: Union Bank of India
IFSC Code: Ubin0545210
MICR Code: 144026004
Address: Chugatti Branch, Dist. Jalandhar, Punjab, Pin - 144 009.
City: Jalandhar
District: Jalandhar
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144026004.

  • In this case first three codes 144 is city code and it represents city Jalandhar.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Chugatti Branch, Dist. Jalandhar, Punjab, Pin - 144 009..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.