MICR Code: 141026016

Bank: Union Bank of India
IFSC Code: Ubin0569062
MICR Code: 141026016
Address: S C O 43G, Main Market,B R S Nagar, Ludhiana , Pin-141003
City: Ludhiana
District: Ludhiana
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 141026016.

  • In this case first three codes 141 is city code and it represents city Ludhiana.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 016 represents branch. In our case branch is located at address S C O 43G, Main Market,B R S Nagar, Ludhiana , Pin-141003.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.