IFSC Code: Ubin0538566

Bank: Union Bank of India
IFSC Code: Ubin0538566
MICR Code: 141026005
Address: Phullanwala, Vasant Avenue,P. O. Model Town, Dist. Ludhiana, Punjab, Pin - 141 013.
City: Ludhiana
District: Phullanwala
State: Punjab

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Ubin0538566.

  • In our case IFSC code's first four characters Ubin represents bank Union Bank of India.
  • Remaining characters which are 0538566 represents branch. In our case branch is located at address Phullanwala, Vasant Avenue,P. O. Model Town, Dist. Ludhiana, Punjab, Pin - 141 013..

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.