MICR Code: 737026001

Bank: Union Bank of India
IFSC Code: Ubin0553158
MICR Code: 737026001
Address: New Market, M. G. Road, Gangtok - 737 101, Sikkim
City: East Sikkim
District: Gangtok
State: Sikkim

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 737026001.

  • In this case first three codes 737 is city code and it represents city East Sikkim.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 001 represents branch. In our case branch is located at address New Market, M. G. Road, Gangtok - 737 101, Sikkim.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.