MICR Code: 221026019

Bank: Union Bank of India
IFSC Code: Ubin0536075
MICR Code: 221026019
Address: At & Post Baragaon, Dist. Varanasi, Uttar Pradesh, Pin - 221 401.
City: Varanasi
District: Baragaon
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 221026019.

  • In this case first three codes 221 is city code and it represents city Varanasi.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 019 represents branch. In our case branch is located at address At & Post Baragaon, Dist. Varanasi, Uttar Pradesh, Pin - 221 401..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.