MICR Code: 246026602

Bank: Union Bank of India
IFSC Code: Ubin0568431
MICR Code: 246026602
Address: Jp Chmbrs, Kalagarh Rd, Dhampur, Bijnor Bijnor Uttar Pradesh Pincode-246761
City: Bijnor
District: Bijnor
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 246026602.

  • In this case first three codes 246 is city code and it represents city Bijnor.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 602 represents branch. In our case branch is located at address Jp Chmbrs, Kalagarh Rd, Dhampur, Bijnor Bijnor Uttar Pradesh Pincode-246761.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.