MICR Code: 208026004

Bank: Union Bank of India
IFSC Code: Ubin0539643
MICR Code: 208026004
Address: 55/109, Generalganj, Kanpur, Dist. Kanpur, Uttar Pradesh, Pin - 208 011.
City: Lucknow
District: Lucknow
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 208026004.

  • In this case first three codes 208 is city code and it represents city Lucknow.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 004 represents branch. In our case branch is located at address 55/109, Generalganj, Kanpur, Dist. Kanpur, Uttar Pradesh, Pin - 208 011..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.