MICR Code: 274026102

Bank: Union Bank of India
IFSC Code: Ubin0552011
MICR Code: 274026102
Address: Padrauna, Dist. Kushinagar, Uttar Pradesh, Pin - 274 304
City: Kushi Nagar
District: Padrauna
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 274026102.

  • In this case first three codes 274 is city code and it represents city Kushi Nagar.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 102 represents branch. In our case branch is located at address Padrauna, Dist. Kushinagar, Uttar Pradesh, Pin - 274 304.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.