MICR Code: 221026023

Bank: Union Bank of India
IFSC Code: Ubin0539945
MICR Code: 221026023
Address: At Tikri Post Nayapuri Block Baragaon Dist. Varanasi Uttar Pradesh Pin 221005
City: Varanasi
District: Tikri Rh
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 221026023.

  • In this case first three codes 221 is city code and it represents city Varanasi.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 023 represents branch. In our case branch is located at address At Tikri Post Nayapuri Block Baragaon Dist. Varanasi Uttar Pradesh Pin 221005.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.