MICR Code: 732026102

Bank: Union Bank of India
IFSC Code: Ubin0554961
MICR Code: 732026102
Address: Holding No.62/9, Wrd No. 7,B.G. Road, Post- Makdumpur, Maldah, West Bengal-732103
City: Malda
District: Malda
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 732026102.

  • In this case first three codes 732 is city code and it represents city Malda.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 102 represents branch. In our case branch is located at address Holding No.62/9, Wrd No. 7,B.G. Road, Post- Makdumpur, Maldah, West Bengal-732103.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.