MICR Code: 731026202

Bank: Union Bank of India
IFSC Code: Ubin0538345
MICR Code: 731026202
Address: Najrul Islam Sarani Post Sainthia Dist. Birbhum West Bengal Pin 731234
City: Birbhum
District: Sainthia
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 731026202.

  • In this case first three codes 731 is city code and it represents city Birbhum.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 202 represents branch. In our case branch is located at address Najrul Islam Sarani Post Sainthia Dist. Birbhum West Bengal Pin 731234.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.