IFSC Code: Utbi0kya327

Bank: United Bank of India
IFSC Code: Utbi0kya327
MICR Code: 781
Address: Maligaon Chariali, Guwahati Kamrup
City: Kamrup
District: Kamakhya
State: Assam

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Utbi0kya327.

  • In our case IFSC code's first four characters Utbi represents bank United Bank of India.
  • Remaining characters which are 0kya327 represents branch. In our case branch is located at address Maligaon Chariali, Guwahati Kamrup.

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.