MICR Code: 496

Bank: United Bank of India
IFSC Code: Utbi0spam12
MICR Code: 496
Address: Raipur- Samabalpur Road, Dist. Mahasamud,
City: Mahasamund
District: Saraipali , Chattishgarh
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 496.

  • In this case first three codes 496 is city code and it represents city Mahasamund.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.