MICR Code: 682

Bank: United Bank of India
IFSC Code: Utbi0edp840
MICR Code: 682
Address: Kaithapadam Bldg, Edapally Toll
City: Ernakulam
District: Cochin
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682.

  • In this case first three codes 682 is city code and it represents city Ernakulam.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.