IFSC Code: Utbi0gjc731

Bank: United Bank of India
IFSC Code: Utbi0gjc731
MICR Code: 474
Address: ' Shiv Kripa' Lashkar, Patankara Bazar
City: Gwalior
District: Gwalior
State: Madhya Pradesh

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Utbi0gjc731.

  • In our case IFSC code's first four characters Utbi represents bank United Bank of India.
  • Remaining characters which are 0gjc731 represents branch. In our case branch is located at address ' Shiv Kripa' Lashkar, Patankara Bazar.

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.