MICR Code: 431

Bank: United Bank of India
IFSC Code: Utbi0aur623
MICR Code: 431
Address: Vinaik Rao Patil Chawk, St Rd, Usmanpura
City: Aurangabad
District: Aurangabad
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 431.

  • In this case first three codes 431 is city code and it represents city Aurangabad.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.