MICR Code: 400

Bank: United Bank of India
IFSC Code: Utbi0ghp627
MICR Code: 400
Address: Krishna Complex,H.K,A-1 Lbs Marg
City: Greater Bombay
District: Ghatkopar
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.