MICR Code: 712

Bank: United Bank of India
IFSC Code: Utbi0chd272
MICR Code: 712
Address: Champadanga Bazar, Hoogly
City: Hooghly
District: Champadanga
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 712.

  • In this case first three codes 712 is city code and it represents city Hooghly.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.