MICR Code: 854029301

Bank: Vijaya Bank
IFSC Code: Vijb0008443
MICR Code: 854029301
Address: Upper Ground Floor Rajni Chowk Vivekanand Colony Dist- Purniya, State- Bihar 854301
City: Purnia
District: Purnea
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 854029301.

  • In this case first three codes 854 is city code and it represents city Purnia.
  • Next three characters 029 represents bank Vijaya Bank.
  • Remaining characters which are 301 represents branch. In our case branch is located at address Upper Ground Floor Rajni Chowk Vivekanand Colony Dist- Purniya, State- Bihar 854301.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.