MICR Code: 160029009

Bank: Vijaya Bank
IFSC Code: Vijb0009126
MICR Code: 160029009
Address: Regional Office Chandigarh, Regional Office, Sco-156-158, Chandigarh, Chandigarh (U.T.)
City: Chandigarh
District: Chandigarh
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 160029009.

  • In this case first three codes 160 is city code and it represents city Chandigarh.
  • Next three characters 029 represents bank Vijaya Bank.
  • Remaining characters which are 009 represents branch. In our case branch is located at address Regional Office Chandigarh, Regional Office, Sco-156-158, Chandigarh, Chandigarh (U.T.).

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.