MICR Code: 492029003

Bank: Vijaya Bank
IFSC Code: Vijb0007626
MICR Code: 492029003
Address: New Rajendranagar Branch,C/O Shubendra Singh Chouhan,C/114/7 New Rajendra Nagar, Raipur, Chattisgarh, Chhattisgarh
City: Raipur,Chattisgarh
District: Raipur,Chattisgarh
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 492029003.

  • In this case first three codes 492 is city code and it represents city Raipur,Chattisgarh.
  • Next three characters 029 represents bank Vijaya Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address New Rajendranagar Branch,C/O Shubendra Singh Chouhan,C/114/7 New Rajendra Nagar, Raipur, Chattisgarh, Chhattisgarh.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.