MICR Code: 682029003

Bank: Vijaya Bank
IFSC Code: Vijb0002063
MICR Code: 682029003
Address: Willingdon Island Kochi, Teepeeyem Centre, Near Aiyappa Temple, Kochi, Kerala
City: Kochi
District: Kochi
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682029003.

  • In this case first three codes 682 is city code and it represents city Kochi.
  • Next three characters 029 represents bank Vijaya Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Willingdon Island Kochi, Teepeeyem Centre, Near Aiyappa Temple, Kochi, Kerala.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.