IFSC Code: Vijb0005043

Bank: Vijaya Bank
IFSC Code: Vijb0005043
MICR Code: 400029024
Address: Overseas Mumbai, Maker Chambers Iv,222, Nariman Point, Mumbai, Maharashtra
City: Mumbai
District: Mumbai
State: Maharashtra

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Vijb0005043.

  • In our case IFSC code's first four characters Vijb represents bank Vijaya Bank.
  • Remaining characters which are 0005043 represents branch. In our case branch is located at address Overseas Mumbai, Maker Chambers Iv,222, Nariman Point, Mumbai, Maharashtra.

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.