MICR Code: 400029055

Bank: Vijaya Bank
IFSC Code: Vijb0009513
MICR Code: 400029055
Address: Overseas Branch, Santacruz, Lousiana Apartment, West Avenue, Mumbai, Maharashtra
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400029055.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 029 represents bank Vijaya Bank.
  • Remaining characters which are 055 represents branch. In our case branch is located at address Overseas Branch, Santacruz, Lousiana Apartment, West Avenue, Mumbai, Maharashtra.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.