MICR Code: 400029074
Bank: Vijaya Bank |
IFSC Code: Vijb0005116 |
MICR Code: 400029074 |
Address: Hni Lokhandwala, Trans Avenue Plot No 374-B/390, Ground Floor,, Near Versova, Telephone Exchange, Opp Shanthi, Mumbai, Maharashtra |
City: Mumbai |
District: Mumbai |
State: Maharashtra |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 400029074.
- In this case first three codes 400 is city code and it represents city Mumbai.
- Next three characters 029 represents bank Vijaya Bank.
- Remaining characters which are 074 represents branch. In our case branch is located at address Hni Lokhandwala, Trans Avenue Plot No 374-B/390, Ground Floor,, Near Versova, Telephone Exchange, Opp Shanthi, Mumbai, Maharashtra.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.