MICR Code: 400029032

Bank: Vijaya Bank
IFSC Code: Vijb0005053
MICR Code: 400029032
Address: New Panvel Maharastra, Shiva Complex, Sector 19, New Panvel, New Panvel, Maharashtra, Maharashtra
City: New Panvel, Maharashtra
District: New Panvel, Maharashtra
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400029032.

  • In this case first three codes 400 is city code and it represents city New Panvel, Maharashtra.
  • Next three characters 029 represents bank Vijaya Bank.
  • Remaining characters which are 032 represents branch. In our case branch is located at address New Panvel Maharastra, Shiva Complex, Sector 19, New Panvel, New Panvel, Maharashtra, Maharashtra.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.