MICR Code: 142029026

Bank: Vijaya Bank
IFSC Code: Vijb0007543
MICR Code: 142029026
Address: Plot No.1843/1,1845/1, Raikot Road Agwargujjran, Near Jhansi Chowk, Jagraon
City: Ludhiana
District: Jagraon
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 142029026.

  • In this case first three codes 142 is city code and it represents city Ludhiana.
  • Next three characters 029 represents bank Vijaya Bank.
  • Remaining characters which are 026 represents branch. In our case branch is located at address Plot No.1843/1,1845/1, Raikot Road Agwargujjran, Near Jhansi Chowk, Jagraon.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.