MICR Code: 221029021

Bank: Vijaya Bank
IFSC Code: Vijb0007109
MICR Code: 221029021
Address: Varanasi U P,P B No 7, No 48/141/A,,1 St Floor, Misir Pokhra, Luxa Road, Varanasi, Uttar Pradesh
City: Varanasi
District: Varanasi
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 221029021.

  • In this case first three codes 221 is city code and it represents city Varanasi.
  • Next three characters 029 represents bank Vijaya Bank.
  • Remaining characters which are 021 represents branch. In our case branch is located at address Varanasi U P,P B No 7, No 48/141/A,,1 St Floor, Misir Pokhra, Luxa Road, Varanasi, Uttar Pradesh.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.