Sukanya Samriddhi Yojana Accounts can be opened in post offices or in any commercial bank branch that is authorised by the Central Government to open an account under this scheme rules.

The account may be opened with an initial deposit of one thousand rupees. The minimum contribution in any financial year is Rs 1000. Thereafter the contributions can in multiples of one hundred rupees.

If minimum (Rs 1000 pa) amount is not deposited, the account will be treated as an irregular account. This can be regularized/renewed on payment of Rs 50 per year as penalty. Along with this, the minimum specified subscription for the year (s) of default should be paid.

The deposits in Sukanya Samriddhi scheme can be made in the form of Cash or Demand Draft or Cheque. Where deposit is made by cheque or demand draft, the date of encashment of the cheque or demand draft shall be the date of credit to the account. The cheque or DD should be drawn in favour of the postmaster of the concerned post office or the Manager of the concerned bank. The depositor (parents or guardian) has to write the account holder’s name (child’s name) and the account number on the backside of the instrument.

Documentation required to open the Sukanya Samriddhi Yojana account

  • Birth certificate of the girl
  • Address proof
  • Photo identity proof of the girl
  • Photo identity proof of the parent/legal guardian

I hope this article gave you basic information regarding opening Sukanya Samriddhi Yojana account. Thank you.