MICR Code: 394072091

Bank: Development Credit Bank Ltd
IFSC Code: Dcbl0000101
MICR Code: 394072091
Address: Dhanraj Poonam Chand Dalwala Compound, Opp. S. T. Bus Stop, Kim- Mandvi Road, Mandvi, Dist. Surat. 394160
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 394072091.

  • In this case first three codes 394 is city code and it represents city Surat.
  • Next three characters 072 represents bank Development Credit Bank Ltd.
  • Remaining characters which are 091 represents branch. In our case branch is located at address Dhanraj Poonam Chand Dalwala Compound, Opp. S. T. Bus Stop, Kim- Mandvi Road, Mandvi, Dist. Surat. 394160.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.