MICR Code: 144072302

Bank: Development Credit Bank Ltd
IFSC Code: Dcbl0000171
MICR Code: 144072302
Address: Dcb Bank Ltd, Nawanshahr Branch, Khatta No.633704705, Khasra No.2141,214 Banga Road, Adjoning Indian Bank, Nawanshahr Doaba, Pin Code 144514
City: Punjab
District: Nawanshahr
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144072302.

  • In this case first three codes 144 is city code and it represents city Punjab.
  • Next three characters 072 represents bank Development Credit Bank Ltd.
  • Remaining characters which are 302 represents branch. In our case branch is located at address Dcb Bank Ltd, Nawanshahr Branch, Khatta No.633704705, Khasra No.2141,214 Banga Road, Adjoning Indian Bank, Nawanshahr Doaba, Pin Code 144514.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.