IFSC Code: Idib000p064

Bank: Indian Bank
IFSC Code: Idib000p064
MICR Code: 144019002
Address: G T Road Phagwara Kapurthala District Punjab 144401
City: Kapurthala
District: Phagwara
State: Punjab

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Idib000p064.

  • In our case IFSC code's first four characters Idib represents bank Indian Bank.
  • Remaining characters which are 000p064 represents branch. In our case branch is located at address G T Road Phagwara Kapurthala District Punjab 144401.

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.