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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Bank
  4. Punjab
  5. Phagwara
  6. Kapurthala
  7. MICR: 144019002

MICR Code: 144019002

Bank: Indian Bank
IFSC Code: Idib000p064
MICR Code: 144019002
Address: G T Road Phagwara Kapurthala District Punjab 144401
City: Kapurthala
District: Phagwara
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144019002.

  • In this case first three codes 144 is city code and it represents city Kapurthala.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address G T Road Phagwara Kapurthala District Punjab 144401.

How to find micr code (for example 144019002) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.