MICR Code: 403086006

Bank: NKGSB Cooperative Bank Ltd
IFSC Code: Nkgs0000104
MICR Code: 403086006
Address: Shop No 1, Gr Floor, Plot No 175, Chalta No 48,55 To75 Pts No 89, Anand Chambers, Fi Gomes Road, Vasco Da Gama, Goa 403802
City: South Goa
District: Goa
State: Goa

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 403086006.

  • In this case first three codes 403 is city code and it represents city South Goa.
  • Next three characters 086 represents bank NKGSB Cooperative Bank Ltd.
  • Remaining characters which are 006 represents branch. In our case branch is located at address Shop No 1, Gr Floor, Plot No 175, Chalta No 48,55 To75 Pts No 89, Anand Chambers, Fi Gomes Road, Vasco Da Gama, Goa 403802.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.