MICR Code: 400086025

Bank: NKGSB Cooperative Bank Ltd
IFSC Code: Nkgs0000032
MICR Code: 400086025
Address: Gorai Bus Depot Bldg, Ground Floor, Gorai , Borivali (W) , Mumbai 400 091
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400086025.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 086 represents bank NKGSB Cooperative Bank Ltd.
  • Remaining characters which are 025 represents branch. In our case branch is located at address Gorai Bus Depot Bldg, Ground Floor, Gorai , Borivali (W) , Mumbai 400 091.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.