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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. NKGSB Cooperative Bank Ltd
  4. Maharashtra
  5. Mumbai
  6. Mumbai
  7. MICR: 400086045

MICR Code: 400086045

Bank: NKGSB Cooperative Bank Ltd
IFSC Code: Nkgs0000074
MICR Code: 400086045
Address: Shop No 3 To 7 Building No 68 Road No 13 Palace Shiv Sagar, Tilak Nagar Shraddha Chs Ltd. 'B' Wing, Tilak Nagar , Chembur 400 089
City: Mumbai
District: Mumbai
State: Maharashtra

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400086045.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 086 represents bank NKGSB Cooperative Bank Ltd.
  • Remaining characters which are 045 represents branch. In our case branch is located at address Shop No 3 To 7 Building No 68 Road No 13 Palace Shiv Sagar, Tilak Nagar Shraddha Chs Ltd. 'B' Wing, Tilak Nagar , Chembur 400 089.

How to find micr code (for example 400086045) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.