MICR Code: 415086051
Bank: NKGSB Cooperative Bank Ltd |
IFSC Code: Nkgs0000059 |
MICR Code: 415086051 |
Address: Runanubandha, Nagar Parishad Road, Village Nachane, Ratnagiri-403001 |
City: Ratnagiri |
District: Ratnagiri |
State: Maharashtra |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 415086051.
- In this case first three codes 415 is city code and it represents city Ratnagiri.
- Next three characters 086 represents bank NKGSB Cooperative Bank Ltd.
- Remaining characters which are 051 represents branch. In our case branch is located at address Runanubandha, Nagar Parishad Road, Village Nachane, Ratnagiri-403001.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.