மியூச்சுவல் ஃபண்ட் NAV மற்றும் வருமானம்
எந்த ஃபண்டுக்கும் சமீபத்திய NAV, சிஏஜிஆர் வருமானம், உண்மையான NAV மதிப்புகளின் அடிப்படையிலான எஸ்ஐபி வருமானத்தைப் பார்க்கவும்
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உங்கள் உலாவியிலேயே இயங்குகிறது. நேரடித் தரவைப் பெற, இது நீங்கள் தேடும் திட்டத்தின் பெயரை mfapi.in (AMFI தரவு) சேவைக்கு அனுப்புகிறது. நீங்கள் உள்ளிடும் எதுவும் எங்களுக்கு அனுப்பப்படுவதில்லை, சேமிக்கப்படுவதும் இல்லை. தனியுரிமை
இவை மதிப்பீடுகள் மட்டுமே, நிதி ஆலோசனை அல்ல. விகிதங்கள், கட்டணங்கள், விதிகள் மாறக்கூடும், எனவே முடிவெடுப்பதற்கு முன் உங்கள் வங்கி, அஞ்சலகம் அல்லது நிதி ஆலோசகரிடம் உறுதிப்படுத்திக்கொள்ளவும். பயன்பாட்டு விதிமுறைகள்
மொழிபெயர்ப்பு தயாராகும் வரை கீழே உள்ள வழிகாட்டி ஆங்கிலத்தில் இருக்கும்.
பயன்படுத்துவது எப்படி
- Type at least 3 letters of the scheme name in Search a mutual fund scheme, for example "hdfc flexi cap direct growth". Matching schemes appear after a moment. To look around first, tap one of the examples under the search box.
- Pick the exact plan you hold from the list: Direct or Regular, Growth or IDCW. The latest NAV and its date load from AMFI data.
- Read the Returns (on the NAV) table: 1 month, 6 months, 1, 3 and 5 years and since the first NAV on record, as absolute return and CAGR.
- Use the 1Y / 3Y / 5Y / All buttons to change the NAV chart.
- In What if I had done a SIP?, fill in Monthly SIP, On day and Starting from to see the units bought, today's value and the XIRR on the fund's real NAVs. Open Instalment by instalment for each month's NAV.
Mutual fund NAV and returns, from AMFI data
NAV (net asset value) is the price of one unit of a mutual fund scheme. Every fund house reports it each business day to AMFI, the Association of Mutual Funds in India, which publishes it for all schemes. This tool looks up a scheme's NAV history from AMFI's data through the free mfapi.in service and works out its returns over the usual periods, plus what a monthly SIP in it would be worth today. The data can lag by a day, and the scheme name you type is the only thing sent.
How the returns are calculated
For each period the calculator takes the latest NAV and the NAV on the start date. If that day was a holiday or weekend, it uses the nearest earlier NAV.
CAGR = ((NAV today ÷ NAV then)365 ÷ days − 1) × 100
CAGR is shown only for periods of a year or more, because annualising a one-month move gives a misleading number. Example: if a growth plan's NAV was ₹100 on 16 October 2023 and is ₹150 on 16 October 2026, the 3-year absolute return is 50% and the CAGR is about 14.5% a year.
These are point-to-point returns on the NAV. The NAV is already after the fund's expense ratio, which is why the Direct plan of a scheme shows higher returns than its Regular plan. Exit load and tax aren't taken out.
The SIP on real NAVs
The SIP section replays a monthly investment on the fund's actual history. For each month it takes the NAV of your SIP date (or the next day with a NAV, which is how fund houses process a SIP falling on a holiday), deducts the 0.005% stamp duty on mutual fund purchases, and adds the units bought. Today's value is the total units × the latest NAV. The XIRR then treats each instalment as money going in on its date and today's value as money coming out.
| What you see | What it means |
|---|---|
| Invested | Monthly amount × number of instalments |
| Value today | Units held × latest NAV |
| Gain | Value today − invested, before tax and exit load |
| XIRR | Yearly return allowing for when each instalment went in |
A SIP's XIRR and the fund's CAGR over the same years are rarely equal. If the market fell in the middle of your SIP, you bought more units cheaply and your XIRR can beat the fund's CAGR; a rally early on works the other way.
Picking the right scheme
- Each fund has several plans with separate NAVs: Direct and Regular, and Growth and IDCW (dividend) options. Pick the one in your statement.
- For IDCW plans, the NAV drops when a dividend is paid, so NAV returns understate what investors earned. Use the Growth plan to judge the fund.
- Merged or closed schemes may still appear in the search but have no recent NAVs.
About the data
NAVs come from AMFI via mfapi.in, which updates several times a day; a scheme's NAV for a day is normally published that night. A scheme you've looked at is kept in your browser for 24 hours, so it opens quickly and still shows if you go offline. Past returns don't tell you what a fund will do next, so use them with the fund's category, costs and risk, not on their own.