Kisan Vikas Patra
Calculate when your Kisan Vikas Patra investment will double
KVP Details
Minimum investment ₹1,000. No maximum limit.
KVP doubles your money in 110 months (9 years 2 months) at 7.5% p.a.
Enter details and click Calculate
Maturity Date
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Your investment will double on this date
Investment
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Maturity Amount
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How to Use
- Enter the Investment Amount (minimum ₹1,000; in multiples of ₹100).
- The current rate (7.5%) and maturity period (~115 months) are pre-filled.
- Click Calculate — see the exact maturity date and maturity amount (double the investment).
What is Kisan Vikas Patra?
Kisan Vikas Patra (KVP) is a Post Office savings scheme that doubles your investment over a fixed period. Revived in 2014, it is available at all India Post branches and select public sector banks. Despite its name ("Farmers' Growth Certificate"), any Indian resident can invest.
Current Terms (2025)
| Feature | Details |
|---|---|
| Interest Rate | 7.5% p.a. (compounded annually) |
| Doubling Period | ~115 months (9 years 7 months) |
| Minimum Investment | ₹1,000 (no maximum) |
| Lock-in | 2.5 years (premature closure allowed after that) |
| Tax Benefit | No 80C benefit; interest is taxable |
Who Should Invest?
- Investors seeking a simple, guaranteed doubling of money.
- Those who don't need 80C deduction but want higher certainty than equity.
- Retirees / conservative investors wanting inflation-beating safe returns.
Tip: KVP can be used as collateral for bank loans — a useful feature for small business owners.